WE MAKE IT HAPPEN. YOU MAKE IT HOME.
Loan approval is subject to credit and property approval and program guidelines. Other restrictions apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. If your down payment is less than 20 percent of the home’s purchase price, mortgage insurance may apply. If subject property is located in a special flood hazard area, flood insurance may apply. Homeowners insurance and property taxes may be reserved in an escrow account and allocated each year. Taxes, insurance, and any other potential fees are not determined until an application is submitted and a property is identified. The monthly escrow items are 1/12 of the actual amount and do not include a cushion. Other fees may apply.
Purchase a home
From our affordable VA loan program to our competitive USDA, Conventional, FHA and Jumbo loan options, City Bank Mortgage offers competitive lending solutions to cover every need.
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Refinance your home
Get cash out, lower your payment or shorten your term with the low-rate opportunities we offer to get your home loan the way you want it—or extra cash that you might need.
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Build a home
Want to finance your dream home? We offer the ideal construction loans with attractive terms and incredible rates. Apply today to fund your new residential construction.
Learn MoreA drastically faster and easier process from application to closing
- 1 Quick, 5-minute online application
- 2 Get same-day pre-approval for home shopping
- 3 Import financials right from your bank’s website
- 4 Upload remaining documentation for final approval
- 5 E-sign disclosures and details for closing
Our innovative application process that makes the home-buying process easy from start to close. Whether you’re applying on the go or at home, this best-in-class experience allows you to complete an application by answering a few simple questions along a guided path. Gathering the necessary financial documentation is done by simply connecting with your bank’s website and importing information—all through a secure environment. Plus, you can heed the advice of real, local lenders to assist at any point in the process. We’re delivering the best borrowing experience with the best possible rate to get you in the home you deserve with a payment you’ll love. This is how home buying was meant to be.